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We have helped thousands of people recover from 


Good credit makes a great life

Start repairing your credit score today


Late Payments

We work with you to identify any questionable items on your report to improve your credit score



Challenge and remove previous Bankruptcies from your credit report


Collections & Charge-offs

Remove inaccurate, untimely, misleading or unverifiable Charge-offs from your credit report



Repair your credit score from past repossessions and get back in the green for future loans

Learn whats impacting your score

Get a free credit analysis now without hurting your credit score


What is Credit Repair?

Credit repair is the process of improving a poor credit score by addressing or removing negative items that could be listed on your reports inaccurately. Although the Fair Credit Reporting Act outlined the right for Americans to have accurate credit reports, credit reporting agencies require you to navigate complicated online systems and send a series of formal dispute letters in order to fix your credit.

To make credit repair easier, My850Score can identify and challenge questionable items on your behalf. We have helped thousands of people repair their credit and change their lives! Having a better credit score can help you secure a new car loan, a mortgage, open new credit lines and more!

We pull your credit reports from each of the three major credit bureaus in order to pinpoint your credit issues. Why all three? Because each credit reporting agency has its own “data furnishers” (aka lenders, credit card companies, debt collectors, etc.), that report your credit information to them. And there may be errors that appear on one of your credit reports, but don’t appear on the others. 


We’ll review your credit history to identify any negative items hurting your score.


We challenge those negative charges with the bureaus and your creditor.


We handle the process from start to finish, helping you reach your credit goals.

Schedule Call


Get a free consultation to identify any items negatively impacting your credit score


Get a customized plan to address any negative items on your report to help fix your credit score


We'll handle the rest of the process monitoring and negotiating with the bureaus and creditor.

Schedule call with Credit Expert

One of our representatives will call you shortly!


Juan H.

I was denied for a car loan because of my credit so I looked into credit repair companies and found My850Score. Mike helped my credit score grow over 157 points!

Emily C.

Medical bills crippled my credit score but the team over at My850Score helped me get my credit score back in the green!


Javier R.

This company is amazing. The staff is extremely personable and professional. I would highly recommend this company.

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